Why Company Obligated To Register Healthcare Security In Indonesia? (BPJS Kesehatan) - Blog Gadjian 1 Month Health Insurance

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The Presidential Regulation or Perpres No 111/2013, which amends Perpres No 12/2013 on Healthcare Security, includes some articles ruling healthcare for worker, such gandar follows:

Articles (Section)	Clauses
6 (1)	Health insurance membership is obligated to every citizen of Indonesia.
6 (3)	The obligation to daftar health insurance membership stated in section (2), is for: Employer of state-owned company (BUMN), big enterprises, corong enterprises, and small enterprises by January 1, 2015; Employer of micro business by January 1, 2016; and Self-employed and other who is not employee by January 1, 2019.
11 (1)	Employers according to Article 6 section (3) is obligated to daftar themselves and their employees to BPJS Kesehatan gandar the members of health insurance by paying premi insurance.

It is obvious that every company is obligated to daftar their employees gandar the member of BPJS Kesehatan’s national healthcare security (JKN). This is also stated in the Law or Undang-Undang No 24/2011 on Social Security Agency (BPJS) gandar health insurance is one of social security agenda ruled by the government.

The Law also imposes penalty to every company (employer) defying the rule–and decline to daftar its employees. Article 17 section 1 and 2 states employer disobeying to the government regulation on national healthcare security will be given administrative penalties:

1. Warning letter;
2. Fine; and/or
3. Public service restriction/ban

For instance, a company in Semarang applying a permit to the city’s Investment and Integrated Service Agency (DPMPTSP) should be registered gandar the member of BPJS Kesehatan’s JKN. Otherwise, the agency will send a report to BPJS. Then BPJS will issue a warning letter addressed to such a defying company.

Besides, Article 55 of the Law or UU BPJS specifies an employer breaking the rule of social security shall be sentenced maximum eight years in prison or fined maximum Rp 1 billion.

Company owners deliberately excluding their employees is ignorant to their workers proper lives. Since health is a fundamental factor contributing to employee’s performance, the government has intervened by enforcing supplementary regulation of Presidential Regulation or Perpres No 111/2013, which amends Perpres No 12/2013 on Healthcare Security, Article 11 section 2 (b):

“If the worker is not registered to BPJS Kesehatan, the employer is fully responsible for providing healthcare–when the worker need–equal to the benefit offered by BPJS.”

In December 2015, PT Champ Resto Indonesia (PT CRI) in Jakarta was reported by its workers to the Ministry of Manpower. Wahyu Widodo, Ministry’s Director of Social Security endorsed what the workers did gandar they deserved to be included in national social security programs–one of them is health insurance administered by BPJS Kesehatan.

The report was triggered by a labor asosiasi member’s baby death. The baby was previously sick and getting worse gandar his parents were unable to meet the expense of healthcare. Ironically, the baby’s father, Kemal Ahmad, had worked for PT CRI for 14 years. In the workers and public views, such a sadly incident indicates a bad example of company.

Also Read: How to Calculate Social Security Administration for Employment in Indonesia (BPJS Ketenagakerjaan)

To avoid risk of penalty and/or labor strike, it is better for your company to align with the regulation and facilitate your employee’s konstan payment of health insurance premi to BPJS Kesehatan, which is 5% from monthly salary (the employer subsidize 4% and the employee afford the rest). Healthcare security agenda by BPJS Kesehatan will not only be beneficial for the workers, but also the company gandar well.

Have a stack of tasks related to BPJS Kesehatan in your office? You should use HR online apps, Gadjian, that will benefit you in managing health insurance for your employees. This HRIS software will help you much, from calculating employee’s insurance premium to reporting SIPP BPJS.

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tulisan ini diposting pada label 1 month health insurance, 1 month health insurance dubai, 1 dollar a month health insurance, , tanggal 25-08-2019, di kutip dari https://www.gadjian.com/blog/2018/08/20/why-company-obligated-to-register-healthcare-security-in-indonesia-bpjs-kesehatan/