Allow, selamat pagi, sesi kali ini akan membawa pembahasan mengenai best 0 deductible health insurance Deductible $0, good/bad? too good to be true? simak selengkapnya
There are 5 insurance options here, basic info about what appears to be the most important factors, intended all 5 options. It appears that , intended example on top of kaiser2 listed below, it has a $0 deductible, also chief care doctor go to see is fixed at $15. But, assuming you view at another scheme with a tall deductible, I would own to compensate a percentage, such as 10%. So, inside that case, it depends how HIGH the doctors go to see cost is. Sometimes a very SIMPLE doctor go to see would be $250, therefore 10% would be $25. Also, I believe that FLAT RATE fees are easier to get also deal with, since we KNOW intended positive what to pay. If it is a percentage, at that time the final charges might be wonderful high, also higher than level speed fees on top of the more options. what do you think? See below:
option #1 Kaiser Permanente KP VA Silver 1750/25%/HSA/Dental/Ped Dental
Monthly premium
$81.66/mo.
was $620.66
Deductible
$1,000
group total
Out-of-pocket maximum
$4,500
Copayments / Coinsurance
• 10% Coinsurance at the end of deductible Primary doctor
• 10% Coinsurance at the end of deductible Specialist doctor
• $5 Copay at the end of deductibleGeneric drugs
Dental
Dental: Family also child
More information
• Plan brochure
• Summary about Benefits
• Provider directory
Costs intended medical care
Collapse -
Primary care doctor visit 10% Coinsurance at the end of deductible In-Network; Not Covered Out-of-Network
Specialist visit 10% Coinsurance at the end of deductible In-Network; Not Covered Out-of-Network
X-rays also particular imaging 10% Coinsurance at the end of deductible In-Network; Not Covered Out-of-Network
Laboratory also outpatient trained services 10% Coinsurance at the end of deductible In-Network; Not Covered Out-of-Network
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option #2 Kaiser Permanente KP VA Silver 2500/30/Dental/Ped Dental
Monthly premium
$112.31/mo.
was $651.31
Deductible
$0
Out-of-pocket maximum
$4,500
Copayments / Coinsurance
• $15 Primary doctor
• $25 Specialist doctor
• $15 Generic drugs
Dental
Dental: Family also child
More information
• Plan brochure
• Summary about Benefits
• Provider directory
Costs intended medical care
Collapse -
Primary care doctor visit $15 In-Network; Not Covered Out-of-Network
Specialist visit $25 In-Network; Not Covered Out-of-Network
X-rays also particular imaging $15 In-Network; Not Covered Out-of-Network
Laboratory also outpatient trained services $15 In-Network; Not Covered Out-of-Network
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OPTION #3 Kaiser Permanente KP VA Silver 1500/30/Dental/Ped Dental
Monthly premium
$138.78/mo.
was $677.78
Deductible
$0
Out-of-pocket maximum
$4,500
Copayments / Coinsurance
• $15 Primary doctor
• $25 Specialist doctor
• $15 Generic drugs
Dental
Dental: Family also child
More information
• Plan brochure
• Summary about Benefits
• Provider directory
Costs intended medical care
Collapse -
Primary care doctor visit $15 In-Network; Not Covered Out-of-Network
Specialist visit $25 In-Network; Not Covered Out-of-Network
X-rays also particular imaging $15 In-Network; Not Covered Out-of-Network
Laboratory also outpatient trained services $15 In-Network; Not Covered Out-of-Network
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OPTION#4 Innovation Health Insurance CompanyInnovation Health Aetna-INOVA Silver $10 Copay
Monthly premium
$101.94/mo.
was $640.94
Deductible
$2,000
group total
Out-of-pocket maximum
$4,400
Copayments / Coinsurance
• $5 Primary doctor
• $40 Specialist doctor
• $5 Generic drugs
Dental
Dental: No Coverage
More information
• Plan brochure
• Summary about Benefits
• Provider directory
Costs intended medical care
Collapse -
Primary care doctor visit $5 In-Network; 50% Coinsurance at the end of deductible Out-of-Network; Limits also Exclusions Apply
Specialist visit $40 In-Network; 50% Coinsurance at the end of deductible Out-of-Network
X-rays also particular imaging No Charge After Deductible In-Network; 50% Coinsurance at the end of deductible Out-of-Network
Laboratory also outpatient trained services No Charge After Deductible In-Network; 50% Coinsurance at the end of deductible Out-of-Network
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OPTION #5Innovation Health Insurance CompanyInnovation Health Aetna-INOVA Silver $5 Copay 2750
Monthly premium
$149.21/mo.
was $688.21
Deductible
$2,000
group total
Out-of-pocket maximum
$3,700
Copayments / Coinsurance
• $5 Primary doctor
• $40 Specialist doctor
• $5 Generic drugs
Dental
Dental: No Coverage
More information
• Plan brochure
• Summary about Benefits
• Provider directory
Costs intended medical care
Collapse -
Primary care doctor visit $5 In-Network; 50% Coinsurance at the end of deductible Out-of-Network; Limits also Exclusions Apply
Specialist visit $40 In-Network; 50% Coinsurance at the end of deductible Out-of-Network
X-rays also particular imaging No Charge After Deductible In-Network; 50% Coinsurance at the end of deductible Out-of-Network
Laboratory also outpatient trained services No Charge After Deductible In-Network; 50% Coinsurance at the end of deductible Out-of-Network
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Here are additional details about the upon 5 options:
kaiser1
http://pastebin.com/AJykvgkw
kaiser2
http://pastebin.com/pytmsGcR
kaiser3
http://pastebin.com/EWXsq87h
innovation1
http://pastebin.com/TcRPUxT9
innovation2
http://pastebin.com/FvpSbWRV
oke pembahasan tentang Deductible $0, good/bad? too good to be true? semoga info ini berfaedah terima kasih
tulisan ini diposting pada kategori , tanggal 21-08-2019, di kutip dari https://forum.mrmoneymustache.com/ask-a-mustachian/health-insurance-deductible-$0-goodbad-too-good-to-be-true/
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